BEWARE OF CREDIT REPORTING COMPANIES....I just got off the phone with Trans-Union to discuss some erroneous credit reporting issues and discovered all of their call centers are located in India and a few other places outside the United States. No wonder credit fraud is so rampant! These companies re-locate in places like India to avoid being sued for fraud and violations of the Fair Credit Reporting Act.
Today they claim Trans-Union’s system is down and they have no idea when it will be available for services again.

You should check your credit reports and aggressively dispute erroneous information. If you need help, inbox me. I will send you the templates and help you for free. I am completely disgusted by these companies that give personal information to foreign countries and then act SURPRISED when the consumer information is compromised and elderly people get calls that they owe money to the IRS, have traffic warrants, or have children in distress and all kinds of other scams.